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Financial Planning
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This 4 page paper uses a book by Gitman and Joehnk as a springboard for discussion. Various concepts of personal financial planning are explored inclusive of tax implications and choosing a career. While personal aspects of finances are discussed macroeconomic factors are considered as well. Bibliography lists 10 sources.
Filename: SA433eco.rtf

Financial Planning; Saving for Education Costs
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This 8 page paper considers a fictitious case where a couple which to save for the education of their child. The paper is a demonstration of how the advices should be considered and evaluated and the correct solution should be calculated with reference to the aims of the couple and their personal situation. The bibliography cites 10 sources.
Filename: TEeducac.rtf

Financial Principles / More Anomalies Or Regularities?
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This 8 page essay explores the question: are there more anomalies or regularities in the market ? The writer takes the position that there are more regularities and discusses different option pricing models as well as logic to support the assertion. The use of the same formulas for decades is another supporting piece of evidence to support the assertion. Bibliography lists 5 sources.
Filename: FinMkt.wps

Financial Problems at Financial Institutions
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10 pages. Places such as Merrill Lynch, J. P. Morgan, Chase and Citicorp are suffering these days due to the attention-getting problems of other major corporations such as Enron, Worldcom, and others. While Merrill Lynch and other financial institutions may not be doing anything in error in their accounting and finance departments, nonetheless the bad reputation is spreading throughout the industry and causing a downward turn in finances all the same. Bibliography lists 10 sources.
Filename: JGAjpmo.rtf

Financial Projections
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This 25 page paper presents the accounting aspect of a fictitious business plan. The paper looks at potential sources of capital and then presents some financial projections for the next five years, these include the income and expense accounts, cash flow and balance sheets, presented monthly for the first year, quarterly for the second year and annually for the last three years. The bibliography cites 5 sources.
Filename: TEPROJPET.rtf

Financial Questions
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This 5 page paper is written in two parts, the first part answers the question "Can the market portfolio be beaten by holding a given number of securities that have the highest Betas?", the second looks at a company which has diversified operations, and takes the income from different activities to determine the real level of diversification. The bibliography cites 8 sources.
Filename: TEsainemh.rtf

Financial Questions; The Four Financial Statement, The Use of Ratios and Problems with the Sarbanes-Oxley Act
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This 3 page paper is written in three parts. The first looks at each of the four financial statements, identifies what they are, what information they contain and looks at how they link together. The second part of the paper discusses which ratios are the most important ratios to use in a ratio analysis. The last part of the paper discusses some of the problems and potential problems with the Sarbanes-Oxley Act. The bibliography cites 2 sources.
Filename: TEquest22.rtf

Financial Ratios of Pfizer and Merck
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This 5 page paper is made up only of tables which have the financial results and a range of different ratios for Pfizer and Merck for the year 2004 accounts.
Filename: TEPFEMRK.rtf

Financial Reporting Practices in the United States of America
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This 6 page paper examines various terminology as well as the state of financial reporting in America. Bibliography lists 4 sources.
Filename: SA815fin.rtf

Financial Services in a Global Context
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A 4 page paper discussing the financial service industry in an international context, including their influence in the hospitality industry. Financial institutions have the ability to touch all aspects of business operation in the global economy, and their involvement in those business transactions will only increase in the future as the global economy continues to expand. Bibliography lists 6 sources.
Filename: KSfinIntlMkts4.rtf

Financial Services Products
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This 6 page paper outlines the characteristics and tax treatment of whole of life assurance policies, unit trust, ISA’s, endowment policies, management bonds, term assurance, annuities and pension schemes. The paper is written with reference to the UK. The bibliography cites 3 sources.
Filename: TElifea1.rtf

Financial Services Risk Management
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A 13 page consultant’s report. A large financial services organization has posted impressive returns in recent years and its traders are among the best in the industry. The company has a poor image with the customer, however, and the Chairman is concerned with the increasing levels of risk that traders undertake in order to continue gaining those impressive returns. The Chairman has retained a risk management consultant to assess the situation. The report ends with recommendations for the company. Bibliography lists 8 sources.
Filename: KSfinRskMgFinS.rtf

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